Federal Title Insurance Associates Inc.

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321.632.4871

Here is some information you may not be aware of and find helpful.

F.H.A. WILL NOT ALLOW                                    V.A. WILL NOT ALLOW
the borrower to pay these:                                                                 the borrower to pay these:

1.   Underwriting / review / loan exam fee                                        1.   Amortization schedule
2.   Warranty deed prepartion                                                           2.   Pest Inspection
3.   Mortgage assignment                                                                  3.   Any express mail charges
4.   Any express mail charges                                                            4.   Document preparation
5.   Recording of satisfaction or releases                                         5.   Warranty fee (new construction)
6.   Photos of residence                                                                      6.   Underwriting / review / loan exam fee
7.   Tax service                                                                                      7.   Engineer's cerification
8.   Builder's warranty                                                                          8.   Compliance inspection (new construction)
9.   Copies of documents                                                                    9.   Appraisal, if not ordered in Vet's name
10. Counseling fee                                                                               10. Settlement / Closing
                                                                                                                11. Notary
Documentary Stamps:                                                                        12. Photographs
Deed - $.70 per $100                                                                            13. Bond application fee
Note - $.35 per $100                                                                             14. Tax service
                                                                                                                15. Attorney's fee
Recording Charges:                                                                           16. Repair inspection
$10.00 for first page                                                                             17. Copies of documents
$8.50 for each additional page
                                                                                                                Call for Competitive Quotes
Intangible Tax:                                                                                     321-632-4871
Mortgage - $.20 per $100